Commitment to Action

The America Saves First-Time Workers Program

Commitment by

America Saves, Consumer Federation of America

In 2014, the Consumer Federation of America and America Saves committed to help change the savings behaviors of the youth population. By scaling their Summer First-Time Worker (FTW) program, America Saves will expand their program to ten select cities for all first-time workers, many of whom are between the ages of 18 and 25. The program seeks to leverage the orientation process to motivate first-time workers to better manage their paychecks by making direct deposit, opening a checking account, and/or automate savings easier and more convenient.
America Saves will implement a review process of their current program, which will operate in ten cities, provide recommendations for the scale up, and implement a revised program by providing an easy to implement online resource for employers and direct services for young workers to make savings a life-long habit.





The America Saves First-Time Workers Program



Est. Duration

2 years

Estimated Total Value



Northern America


United States

Commitment by

America Saves, Consumer Federation of America

Partner(s) of the Commitment Maker(s)

National Credit Union Foundation, JPMorgan Chase & Co., City of Little Rock, Sasha Bruce Youthwork, City of Houston, City of Cincinnati, Housing Authority of the City of Los Angeles, CAMBA, District of Columbia, City of Miami, City of Jersey City, City of Evansville, Experian, Fresh Ministries, City of St. Louis, City of Bryan, TX, Milwaukee Workforce Investment Board, Community Development Corporation of Brownsville, City of Los Angeles