The initial phase of the fund focuses on relief. Over a six to eight week period, Kashf Foundation (KF) will target 10 severely affected communities (5 in Southern Punjab and 5 in Khyber Pakhtoonkhwa). The average size of these communities is around 1,500 households or 7,500 individuals. The project will therefore cater to 15,000 households or 75,000 individuals. The second phase of the program focuses on the rehabilitation and reconstruction of these households and communities. Kashf Foundation envisions this as a two-year project, but unused or recycled funds may be further invested into the target communities over a longer period of time.
In the rehabilitation phase, Kashf Foundation will have a special focus on women. Kashf will first develop a cost-effective mechanism to distribute grants to women in each household during the first six months so that they can help their families meet immediate and basic needs. Subsequently, micro-loans will be provided to help these women rebuild their earnings asset base. Micro-loans, insurance, and savings services will be provided six months into the establishment of the relationship with each household and will also be supported with a basic housing loan to help the reconstruction process at the household level.
Kashf also will be working at a broader, community level. After assessing each community's infrastructure, Kashf will set up/rehabilitate a primary school or set-up a clean water plant based upon need. The primary school will ensure that both girls and boys have access to education and the chance to develop into contributing members of their communities. Kashf will develop an ongoing relationship with local education departments in each community to ensure that the newly constructed schools are staffed with teachers and equipped with other facilities. A community monitoring committee comprising of both men and women will be established to ensure that the quality of education is maintained. The schools may be given an initial grant in order to establish adequate support; after one year, however, the schools would become the responsibility of the local education departments (Kashf would ensure a clear MOU and Key Performance Indicators (KPIs) are in place). In areas where providing access to clean water is deemed to be more critical than rehabilitating an existing school, a filtration plant will be set up along with the establishment of a proper sanitation system. The water plant will help communities fulfill their water needs and will help prevent disease and illnesses caused by un-clean water.
While Kashf Foundation will be the primary implementing agency for the fund, a separate unit will oversee the management and implementation of the reconstruction fund. The fund will be capitalized by donations from the Pakistani diaspora and local Pakistani businesses, along with international government aid agencies, development financial institutions, charities, foundations, multinationals, and high net worth individuals.
An experienced team at the head office will be supported by field teams in the target communities. Each village will be serviced by a KF branch which will have a branch manager and four loan officers, along with one to two community organizers. The cash transfer and the microfinance programs will be managed by the loan officers. The community organizers, meanwhile, will help to put together the community monitoring committee (comprised of both men and women). They will also help mobilize resources to rebuild the schools and, if necessary, any other communal infrastructure. The construction of the schools will be done through a reputable construction company after due diligence to ensure quality and cost-effective construction on a pre-approved, standard building design.
In 2010, Pakistan was seriously devastated by floods - over 14 million were displaced while 6 million required immediate help. The social and economic impact of this will be felt most by women, children, and the elderly. Eye witnesses who have been to the flood-affected areas state that the scene reminds them of the hours following independence in 1947, with streams of people moving along the roads, often with just one bundle of belongings in their hands. According to estimates by the United Nations, the impact of these floods is more than the damages of the 2004 tsunami, the 2005 Pakistani earthquake and the 2010 Haiti earthquake combined. Several agencies, local NGOs, and private individuals have been getting relief materials across to the affected areas; however, despite best efforts many affected have not been reached. The critical need of the hour is to provide relief to the millions displaced due to this national calamity followed by a clear rehabilitation strategy in the medium-term for these families.
SEEKING: Financial Resources, Implementing Partners, Best Practice Information, Other
Education specialists, technical assitance on water filtration implementation, and civil engineering.
OFFERING: Best Practice Information