Grace Covington Fricks founded the nonprofit small business lending organization, Access to Capital for Entrepreneurs, Inc. (ACE), in 2000 and was recently named by the Georgia Small Business Administration as the Financial Services Champion of the Year for 2014. Named as one of the 100 Most Influential Georgians by Georgia Trend Magazine 2014, Fricks currently co-chairs the National MicroCredit Task Force Working Group on Ensuring Inclusion of Low-Wealth Communities. Fricks serves on the Board of Directors of Appalachian Community Capital; the Advisory Board for Enterprise to Empower (En2Em), a Georgia Institute of Technology student-led organization; University of North Georgia’s BB&T Center for Ethical Business Leadership; and Invest Atlanta’s New Market Tax Credit Committee. Fricks, a small business owner for more than 15 years and a former board member of the National Association of Women Business Owners, Atlanta chapter, knows first-hand the challenges faced by women business owners. This led to the development of WISE - Women Investing in Successful Entrepreneurs.