Paying Nature’s Invoice: Fin Tech for Nature
Summary
The current financial system does not price nature for the air, water, and soils it provides. As forests shrink and coral reefs die, the heavy price tag of biodiversity losses is becoming clearer. PlanetaryX commits to developing the technology to provide high-integrity assets that quantify the underlying value of nature in terms of ecosystem services to the market. The buyers – responsible corporate or philanthropic offtakes – are able to trace the exact amount of land they have helped protect.
Together with local communities and indigenous groups, Planetary X is using its technological platform and quantification approach to implement a project that protects 200,000 hectares of indigenous-owned rainforest. Planetary X commits to redirecting 75% of the proceeds from the sales of these assets to corporate or philanthropic offtakers back to the local communities – specifically the Commaru Association – to incentivize further ecosystem protection.
Approach
PlanetaryX commits to developing a transformative solution that provides a high-integrity asset quantifying the value of ecosystem services and resilience, ensuring businesses can integrate them effectively into their strategies. By doing so, companies not only assure supply security, protect nature and offset or inset carbon, but also support the communities who safeguard these ecosystems, strengthening the resilience of their employees, customers, and supply chains.
PlanetaryX is a social enterprise that has developed a technology platform, app, and approach to enable businesses to recognize and account for ecosystem services as critical infrastructure, essential to their long-term success. They are backed by a leadership team with a depth of experience across tech, climate, resilience, ecosystems, and finance, and an internationally recognized board with an outstanding network of partners.
Through this commitment to action, PlanetaryX is working with Indigenous groups, landowners, and companies in the state of Acre in the Brazilian Amazon to implement a project that protects 200,000 hectares of Indigenous-owned rainforest, fairly rewarding the Indigenous communities that steward this ecosystem. PlanetaryX brings a novel approach to environmental markets, with tech backgrounds to solve the broader issue of how humanity pays nature’s invoice. They sell a real-world linked asset to the ecosystem services of the land to corporates on net-zero, nature-positive transitions, or those seeking resilience in their supply chains. PlanetaryX is unique in that they only sell this asset as a performance-delivered subscription. They use technology to make the asset tamper-proof, transparent, and traceable, ensuring integrity and protecting reputations. The asset can be fractionalized, allowing for allocations to any product or service, thereby creating a way for consumers to traceably support a few centimeters of land. They take a market-leading 75% of the funds from the sale of these assets, down to the ground, to incentivize the protection of these ecosystems.
Action Plan
October 2025 – Data collection begins across the area in partnership with local communities.
October 2025 – November 2025: Media is engaged for an announcement at COP30.
October 2025 – February 2026: Off-takers are sought for the assets from across corporate and philanthropic sources.
December 2025 – February 2026: Data collection is finalized, and the assets are developed within the technology.
March 2026 – the assets are sold to the off-takers.
May 2026 – The Commaru Association is provided with the first set of annual funds from the sale of the assets.
May 2026 – February 2027: PlanetaryX works with its partners to monitor the development of the project and report back to the off takers.
March 2026 – March 2027 The second subscription of assets is sold to the off takers and PlanetaryX’s role is now focused on MEL and reporting with the Commaru association receiving and distributing the funds as per the will of the local Indigenous people.
Background
Imagine someone walked into a shop, filled their cart with items, and left without paying.That’s what humanity has done with nature. For centuries, ecosystems have provided people with clean air, fresh water, and healthy soils—for free. More than $50 trillion annually, or half of global Gross Domestic Product (GDP) , comes from ecosystem services. However, these ecosystems are now in massive decline. One million species are at risk of extinction, forests are shrinking, coral reefs are dying, our oceans are warming, and our pollinators are disappearing. More than 75% of Earth’s land areas are substantially degraded. Biodiversity is estimated to cost the global economy $2.7 trillion by 2030. On top of this, there is a significant funding gap in biodiversity conservation, estimated at $711 billion per year. The invoice for humanity’s use of nature is here. The question is, who will pay the bill
Environmental markets have been touted as a key solution to these challenges, but they have suffered from a lack of trust due to issues of fraud and significant challenges to scaling at the speed required to address the current risks we are facing. The carbon market, for example, has been fraught with cumbersome validation processes and a lack of integrity. However, just because the fact that the first version of the carbon and environmental markets hasn’t worked perfectly doesn’t remove the need to find a way for companies and customers to pay for nature’s services.
What if we could take today’s technological advances and match them up to nature’s needs What if we could bring about a trustworthy service that companies and their customers are happy to pay for That is what PlanetaryX has done with its project in the Amazon.
Progress Update
Partnership Opportunities
PlanetaryX is specifically looking for corporate or philanthropic off-takers who want to demonstrate their commitment to nature and who are looking to value ecosystem services as critical infrastructure essential to their businesses’ long-term success.,Best practice examples and a community of partners to implement more projects that help to support healthy ecosystems.